CPAT Overview
Public entities on the Texas coast face unique challenges when procuring property coverage. Annual volatility in coverage availability, pricing and deductibles provide budgeting challenges and can create significant fund balance exposure.
The Coastal Property Alliance of Texas program was formed by public entities for the benefit of public entities. CPAT helps Members by leveraging their program group size to reduce volatility by ensuring the best coverage availability and pricing stability for its Members each year.
The cornerstones of CPAT’s strength and integrity are its founding partners in service – North American Solutions, Carlisle Insurance and Edwards Risk Management. Collectively serving over 4000 public entities, the CPAT program partners have leveraged their experience to provide stability and long-term cost savings for Texas coastal public entities.
With over one-third of all Texas coastal school districts as CPAT Members, CPAT is the largest program of its kind on the Texas coast.